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Carolyn Whatley


Director
 | Palm Beach

Carolyn Whatley

Ms. Whatley joined Love Funding’s Palm Beach, Fla. office in the fall of 2004. Currently, she serves as director of loan origination. In this capacity, she is responsible for origination of both multifamily and commercial loans.

Ms. Whatley is a 25-year veteran of the mortgage banking and apartment development industry. Throughout her career, she has closed nearly $1 billion in multifamily and commercial real estate loans encompassing 43 states. She also has extensive experience with FHA/HUD and Municipal Pension Fund lending and has also been involved with Conduit, Fannie Mae and Freddie Mac placements.

Prior to joining Love Funding, Ms. Whatley served as vice president for Reilly Mortgage Group where she was responsible for origination of multifamily and healthcare loans. For 14 years, she served as a principal with The MIG Companies where she was responsible for multifamily construction lending nationwide.

Ms. Whatley has earned 61 percent of the points necessary to earn her Certified Mortgage Banker designation from the Mortgage Bankers Association. In 2005, she was the recipient of the Love Cup in recognition of being the top producer.

In 2005 and 2009, she was awarded the Steffen Award in recognition of closing the single largest transaction. Ms. Whatley serves as an officer on the Board of Directors for the Southeast Mortgagee Advisory Council working directly with the various FHA/HUD offices and lenders doing business in the southeastern U.S.

Testimonials

“Because Carolyn Whatley and Love Funding understand the value of time, the product, and how to deliver under complex market conditions, we have completed three transactions with this company, and are working on a fourth. I have the deepest admiration and respect for their work and intergrity. No matter what the issue, they will find the time and go the extra mile. In this complicated financing environment, the firm that is fortunate enough to have met Carolyn Whatley and Love Funding is a firm on their way to a successful business transaction.”
— Heidi J. Marling, Managing General Partner with Village at Secret Lake, L.P.

“Ms. Whatley’s thorough knowledge of the multifamily industry, combined with her ability to “think outside the box” makes her an invaluable asset to any project team. She consistently provides personal service whenever issues arise and takes the lead in providing solutions to financing problems. Ms. Whatley’s knowledge of both conventional financing methods and the U.S. Department of Housing & Urban Development financing programs provides us the versatility to match the appropriate loan package to the appropriate project.”
— C. Cutright

Sample List of Closings

Project Name State Loan Amount Loan Type Financing
Village at Secret Lake Florida $47,212,900 Multifamily 221(d)(4)
Falcon Creek Apartments Virginia $32,608,500 Multifamily 221(d)(4)
Kenmore Landing Apartments Virginia $15,078,000 Multifamily 221(d)(4)