“We are very appreciative of the hard work demonstrated by Love Funding on the Bountiful Care Center HUD loan. Their attention to detail and willingness to put forth extra effort proved to be beneficial to the successful closing of our loan. This facility will be a state of the art nursing facility unlike the old nursing home people have been used to. Avalon Healthcare looks forward to providing a high standard of care to the residence of Bountiful in this beautiful new building in the beginning of 2004.”

— Corey Bell, Bountiful Care Center, Bountiful, Utah.

Key Personnel

	Artin Anvar Vice President Loan Originator Washington, D.C.
	Holly Bray First Vice President Loan Originator Washington, D.C.
	Harry H. Cheatham Vice Chairman Love Funding St. Louis, MO
	Ron Davis Vice President Loan Originator Dallas, TX
	Karen Ford Senior Vice President Administration & Finance Washington, D.C.
	William Jones First Vice President Loan Originator New York, NY
	Leonard A. Lucas First Vice President Senior Loan Originator Boston, MA
	Tom O'Brien Senior Vice President Managing Director of Conventional Lending Washington, D.C.
	Mickey Rist Vice President Senior Loan Originator Detroit, MI
	Laura Saull-Smith Senior Vice President Senior Loan Originator Washington, D.C.
	Ed Steffen First Vice President Senior Loan Originator Atlanta, GA
	Denise Troeschel Vice President FHA Deputy Chief Underwriter Washington, D.C.
	Jon Wagenknecht Vice President Loan Originator Chicago, IL

	Richard C. Armstrong First Vice President Loan Originator Atlanta, GA
	Jonathan Camps Vice President FHA Chief Underwriter Washington, D.C.
	Robyn L. Cunningham Vice President Loan Originator St. Louis, MO
	Mark Dellonte President Washington, D.C.
	Bruce P. Gerhart First Vice President Midwest Regional Manager Cleveland, OH
	George (Kirt) Kirtland Director — Investment Banking LFC Securities, LLC Cleveland, OH
	George McGovern President LFC Securities LLC Cleveland, OH
	Chad Ricks Vice President Loan Originator Dallas, TX
	Brian Robertson First Vice President Operations St. Louis, MO
	Robert L. Smallwood Vice President Loan Originator Cleveland, OH
	Tammy Tate Vice President Loan Originator Knoxville, TN
	Kristin Voinovich Managing Director LFC Securities, LLC Cleveland, OH
	Carolyn Whatley First Vice President Senior Loan Originator Palm Beach, FL