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Incentives Dwindle as Affordable Seniors Housing Gap Widens

June 27, 2014


By Robert Carr
June 23, 2014

It’s a sure bet that the market-rate seniors housing pipeline will catch up to the retiring baby boom demand during the next two decades—supply usually follows abundant money—but what’s more uncertain is how the sector will fill the expected boom in need for affordable seniors living.

According to a recent housing survey from the MacArthur Foundation, more than 60 percent of respondents believe it will be very challenging for seniors to find affordable, quality housing when they need it. The survey was conducted in April by Hart Research Associates, with 1,355 adults and seniors contacted by phone. “The main message we gathered from this survey is that a majority of people don’t think the housing crisis is behind us,” says Rebecca Naser, senior vice president with Hart. “More than half of the respondents saying they had to make sacrifices to meet mortgage payments in the past three years. As they age, they believe it will get even tougher to find affordable housing.”

Posted in Industry News, Love Funding News.

Union Arcade developers close on financing

May 27, 2014

Quad City Times
By Jennifer DeWitt

A St. Louis-based lender has secured a $7.49 million loan for Financial District Properties’ renovation of the landmark Union Arcade in downtown Davenport.

The loan’s closing was announced Friday by Love Funding, one of the nation’s leading providers of FHA multifamily, affordable and health care financing. The loan is part of the financing package for the $13.7 million project, which will convert the former office building into new housing. 

Harry Cheatham, senior director of Love Funding’s St. Louis office, secured the loan through the U.S. Department of Housing and Urban Development, or HUD, insurance program for substantial rehabilitation and construction loans.


Posted in Industry News, Love Funding News.

What about rental affordability?

April 7, 2014

The HillBy Mark Dellonte

Declining housing affordability has received a lot of attention over the past few years, and deservedly so. We’ve seen rising home prices across the country continue to chip away at Americans’ ability to buy their own homes. Declining housing affordability has taken center stage in the national debate over whether it’s a wise move to unwind Fannie Mae and Freddie Mac, the government-sponsored enterprises that back 90 percent of U.S. mortgages.

But while this challenge is well understood, declining rental affordability hasn’t been as much of a hot-button issue. By 2020, more than one million apartment projects backed by low-income housing tax credits (LIHTCs) will come to the end of their compliance periods, making them eligible for a return to market-rate rents. This “LIHTC Ledge” threatens to exacerbate what is already a tenuous situation for the growing tide of renters who can’t find affordable accommodations.

Posted in Industry News, Love Funding News.

HUD Streamlines LIHTC Pilot Program to Stoke Demand

March 10, 2014

By Jonathan Camps via Affordable Housing Finance

Developers, owners, and lenders of multifamily projects financed with low-income housing tax credits (LIHTCs) recently received a major lift from the Department of Housing and Urban Development (HUD). The agency unveiled big changes to its LIHTC Pilot Program that are sure to allow more multifamily borrowers to avail themselves of HUD’s low rates and attractive terms.

A year and a half ago, HUD unveiled the program to test an accelerated approval process for the purchase or refinance of multifamily rental properties financed with LIHTCs. There was no mystery as to what motivated the agency: Part of HUD’s mission is to help preserve affordable housing solutions around the country, and it was facing the very real threat of more than 1 million LIHTC apartment projects leaving the affordable housing stock over the next decade as they come to the end of their compliance periods.

Posted in Industry News, Love Funding News.

New apartments are coming in old Garment District warehouse

February 7, 2014

We are excited to see that Lucas Place Lofts is nearly finished! Love Funding provided $20.5 million in financing to convert this historic building into market-rate lofts. Check out this article published in the Kansas City Star


Posted in Industry News, Love Funding News.

Be Prepared to Avoid HUD Surprises

January 2, 2014

Scotsman-Guide-Jan-14Know the five common missteps that can complicate underwriting
by Denise Troeschel, senior vice president and co-chief underwriter, Love Funding

As published in Scotsman Guide’s Commercial Edition, January 2014

In recent years, multifamily and health-care property developers have flocked to loan-insurance programs run by the U.S. Department of Housing and Urban Development (HUD) as traditional financing options first became scarce and then failed to rebound from pre-crisis levels.

In fact, in fiscal-year 2012, HUD endorsed 158 new construction or substantial-rehabilitation multifamily projects, totaling $2.33 billion in loan volume. In addition, the Office of Healthcare Programs received 716 applications in fiscal-year 2012, a dramatic increase from the 224 received in fiscal-year 2008. Overall loan commitments for both the health-care and multifamily loan programs have increased from less than $5 billion in fiscal-year 2008 to nearly $20 billion in fiscal-year 2012.

Despite these increases, the HUD underwriting process remains challenging for many borrowers. With thorough preparation, commercial mortgage brokers can avoid unpleasant surprises that often lead to delays in funding. With the knowledge of what underwriters look for in HUD loans, brokers can save clients the shock of seeing their deals derailed by unexpected requests.

For decades, HUD has served essentially as the lender of last resort for many multifamily and health-care property developers. But as more borrowers have become familiar with the benefits of Federal Housing Administration (FHA) financing, they continue to come back for more. Because FHA loans are backed by the government, their interest rates are highly competitive. HUD’s programs allow for fixed, long-term financing — as long as 40 years for new construction. The loans also are nonrecourse, meaning the lender only can pursue the collateral put up to recover the loan in the case of default; the government must make up the difference.

This last attribute makes the agency especially diligent when agreeing to back a new loan. Commercial mortgage brokers and borrowers who have gone through HUD loan processing know how rigorous HUD underwriting standards are. But many borrowers making use of these important programs today are first-timers. They approach a HUD loan transaction much like they would an application for traditional financing, and soon grow frustrated and disappointed when the lender’s underwriter starts peppering them with questions.

But these questions are a good sign that your lender is working hard to anticipate what HUD is likely to ask once the application is submitted. It’s better to tackle any issues the lender identifies before the application is submitted because there is a real risk that any delays could be prolonged if HUD is the one asking the questions and you’re unprepared to answer them. With many borrowers interested in HUD financing these days, there’s always another application waiting in the wings. Sometimes, applications can be sent to the back of the line if all of the information needed isn’t readily available, adding weeks — if not months — to the wait.

It is important to realize that some of these mistakes are entirely avoidable. Commercial mortgage brokers can help borrowers navigate these programs by keeping the following five points in mind. They also should be prepared to correct them before they needlessly jeopardize their transactions.

1. Inadequate plans

Architects by nature are fastidious when it comes to providing details, but they often come up short in the plans they submit to HUD, particularly in areas pertaining to plan format, square-footage calculations, architectural agreement and signature details. Many times, the information provided is in direct conflict with the agency’s specific needs. HUD has an entire handbook devoted to architectural requirements, but the pages to dog-ear are the ones dealing with the myriad issues regarding accessibility.

According to the guidelines of the Uniform Federal Accessibility Standards and the American with Disabilities Act, each multifamily property must have a dedicated number of units that are accessible to those with mobility disabilities, in addition to a separate percentage of units adapted for auditory and visual impairments. These details must be expressed in the architect’s plans and specifications. In addition, the Fair Housing Act’s guidelines require all ground-floor units in walk-up apartments and 100 percent of units in elevator buildings must comply with FHA standards. The law also requires HUD multifamily properties to have a dedicated number of units that can be adapted to address accessibility in the future. Architects who aren’t experienced with HUD don’t understand these rules, and their plans are returned when they don’t comply, adding more time to the process.

2. Environmental lapses

Lead-based paint, asbestos, radon gas — these are but a few of the environmental issues that HUD takes seriously when reviewing a new construction or substantial-rehabilitation loan application. But still commercial mortgage brokers and borrowers occasionally submit applications where no due-diligence work around these kinds of potential dangers has been performed.

Continue reading on Scotsman Guide or download a PDF version

Posted in Industry News.

Guest Commentary: Pilot Program Makes Preservation Easier

November 26, 2013

The Federal Reserve’s recent decision to forestall tapering its bond-buying program has provided a temporary respite for affordable housing developers worried about rising rates. Despite lingering economic uncertainty, there is no question that the Fed will eventually take its foot off the gas pedal and allow interest rates to resume their climb higher. It’s just a matter of when.

For affordable housing developers and owners, rate increases are coming at an inopportune time. Over the next eight years, more than 1 million apartment projects backed by low-income housing tax credits (LIHTCs) could leave the affordable housing stock, according to the Department of Housing and Urban Development (HUD).

What is behind this? A large number of LIHTC properties that were financed over the past 15 years are coming to the end of their compliance periods. When that occurs, owners will have to decide whether to convert those properties into market-rate units or maintain them as affordable housing.

Posted in Industry News, Love Funding News.

Ohio Housing Conference

October 24, 2013

Love Funding Director Brian Jones will be attending the 2013 Ohio Housing Conference November 5-7 at the Greater Columbus Convention Center. Be on the lookout for Brian to discuss financing options for your affordable housing property

Posted in Industry News.

Multifamily Real Estate in Demand

September 11, 2013

Via Resource Real Estate

Posted in Industry News.

Multifamily Originations are on the Rise

August 1, 2013

Multifamily Originations are on the Rise

Commercial and multifamily mortgage origination volumes during the second quarter of 2013 rose 36% from the first quarter of 2013 and jumped 7% year-over-year, the Mortgage Bankers Association said. 

“Commercial and multifamily mortgage lending and borrowing continued to grow during the second quarter,” said MBA Vice President of Commercial Real Estate Research Jamie Woodwell.

“The apartment market continues to be the belle of the ball, with multifamily mortgage originations running 31% ahead of last year’s first half total. And after a slow start to the year, lending by life insurance companies surged in the second quarter to record the highest quarterly volume on record for that sector,” added Woodwell. 

When compared to the second quarter of 2013, the 7% overall increase in commercial lending volume was driven by an increase in originations for multifamily properties. The dollar volume of loans for multifamily properties rose 31%, while hotel properties were up only 3%. The dollar volume of loans for retail properties dropped 14%, while health care properties fell 36%. Office and industrial properties remained unchanged year-over-year. 

Continue reading on

Published July 30, 2013 | By Megan Hopkins

Posted in Industry News.

Love Funding Closes First Transactions Under New FHA Pilot Program for Low-Income Housing Tax Credits

July 9, 2013

Orangewood Court ApartmentsLove Funding, one of the nation’s leading providers of FHA multifamily and healthcare financing, announced the closing of its first two transactions under a new HUD pilot program designed to expedite processing times for the acquisition or refinance of affordable rental apartments with Low Income Housing Tax Credits (LIHTCs).
Love Funding Senior Director James Vanar of the Los Angeles office used this new program to secure two loans totaling $21.7 million to fund the acquisition of Coral Wood Court Apartments in Reseda, CA and Orangewood Court Apartments in Sherman Oaks, CA. The buyer of the two properties was WNC & Associates, an Irvine-based firm that has been active in the affordable housing industry since 1971. The loans were underwritten by Love Funding Chief Underwriter Denise Troeschel, who has decades of experience underwriting affordable housing loans.

Posted in Industry News, Love Funding News.

Affordable Housing Takes Focus at FHA

July 9, 2013

Borrowers are applauding the agency’s expedited approval process

Federal Housing Administration (FHA) action in the affordable arena is rapidly gaining momentum as low interest rates snag the attention of borrowers looking for a great deal.

Rob Hoskins, chairman of developer The NuRock Cos., says FHA financing is definitely the choice of the moment for most owners and developers and that the agency is pushing affordable deals over anything else.

“It has, by far, the cheapest interest rate with the longest amortization schedule,” he says.

Posted in Industry News, Love Funding News.

EXPERT OPINION: A Conversation with Len Lucas

May 23, 2013

In this “Expert Opinion” interview with SeniorCare Investor, Len Lucas, Senior Director, Love Funding Corporation, discusses HUD, Love Funding, private equity, debt markets, and more….

Listen Now  |  Watch the Video  |  Read the Transcript

Posted in Industry News, Love Funding News.

Why You Should Green-Certify Your Apartments

May 8, 2013

Many certification programs are available that add value to multifamily communities.
By Carl Seville

Almost everyone involved in building or rehabilitating apartment buildings is aware, at some level, of the various green building certification programs available. But many may not be aware of just how important certification is and the value it can add to a multifamily property.

Understanding Certification and Its Benefits
Although green certification programs define green building in slightly different ways, all include the following as either requirements or recommendations: energy efficiency, durability, indoor environmental quality, water efficiency, efficient use of materials and resources, waste reduction, sustainable site development, and walkable communities.

Energy Star, LEED, the National Green Building Standard, and other local and regional programs offer apartment owners many good reasons to certify their properties. For one, green certification provides very tangible benefits for both owners and residents. Owners can save money on construction costs and utilities, as well as maintenance and repairs over the life of the building, while tenants benefit from lower energy and water bills, quieter units, improved comfort, cleaner air, and a healthier indoor environment. Lower utility costs, in turn, can lead to easier tenant acquisition and better retention.

Posted in Industry News.

HUD Leaders Discuss Restructuring Plan

May 6, 2013

AHFThe Department of Housing and Urban Development (HUD) needs to undergo a major restructuring of its multifamily division in the next two years, according to agency leaders.

This effort includes reducing field offices across the country and introducing a new risk-based processing system that aims to increase consistency and improve efficiency.

“These two elements really complement each other,” says Carol Galante, Federal Housing Administration (FHA) commissioner and assistant secretary for housing. “Theoretically, they could be done separately, but they are stronger together and make the platform ultimately better by doing them at the same time.”

Posted in Industry News.

HUD Announces Major Restructuring of Field Offices

April 24, 2013

Office of Multifamily Housing Programs to consolidate into ten sites; 16 small HUD offices to be closed

The U.S. Department of Housing and Urban Development today announced a series of restructuring and systemic changes within its Office of Multifamily Housing Programs and the Office of Field Policy and Management (FPM). The changes, which include consolidating Multifamily hubs nationwide and closing 16 smaller offices, affect approximately 900 of the Departments’ 9,000 employees.

While implementation will begin this fall, completion of the entire restructuring process is expected to take approximately two and a half years. Throughout implementation, HUD leadership will work on an ongoing basis to ensure employees are fully informed, and that all notification requirements for both union and non-union workers are satisfied. Every affected employee will be offered the opportunity to continue working for HUD, though in some cases in a new location or role.

“The current organizational model for HUD is not sustainable from a financial and a service delivery point of view,” said Maurice Jones, HUD’s Deputy Secretary. “We are reviewing every aspect of our operation to determine if we have the right people in the right places and we’re determining where we can be even more efficient, to get the most value out of our limited resources. We’re in a different budget environment and we’re at a point where we must make some extremely tough choices. That being said, we certainly understand that this type of change can be challenging for the agency’s employees and we are committed to moving forward on the plan in a way that is sensitive to the needs and concerns of HUD’s staff.”

Posted in Industry News.

From Our Newsletter: Business as Usual

April 9, 2013

April-Newsletter-2013What in the world is going on? With all of the talk about sequestration, the debt ceiling, GSE reform and general market turmoil, you would think that any company doing business with the federal government is in dire straits. Certainly, a lot of what is happening on Capitol Hill has a ripple effect on our FHA business. But let’s be clear about something: Ripples aren’t waves.

While these changes will affect a few of our friends at HUD, it will not have any impact on our ability to do business with HUD. Congress has passed a continuing resolution to keep the government open for business. In addition, HUD has been allocated the full commitment authority it was granted for fiscal year 2013. This means business as usual for the foreseeable future.

Posted in Industry News.

New Mortgage Insurance Program for the Acquisition or Refinancing of Hospitals

February 6, 2013

Screen Shot 2013-02-06 at 2.43.11 PMThe long wait is over! Through a final rule published in the Federal Register on February 5, the U.S Department of Housing and Urban Development (HUD) has at last announced the opening of the Federal Housing Administration’s new Mortgage Insurance Program, FHA Section 242/223(f), for purchasing and refinancing acute care hospitals.
The program will go live on March 7, 2013, when HUD’s Office of Healthcare Programs will begin accepting pre-applications from potential borrowers. This new refinancing program will benefit many hospitals nationwide by lowering their interest rates, cutting interest expenses and improving bottom lines – making more funds available to meet community needs.
The new program will complement HUD’s Section 242 Hospital Mortgage Insurance Program, which has been in operation since 1968 and has insured over 400 hospital construction projects totaling nearly $17 billion. Unlike the Section 242 Program, which requires that at least 20 percent of the amount borrowed be for new capital projects (including equipment), the new FHA 242/223(f) Program can be used for “pure” 100% refinancing of a hospital’s capital debt or the acquisition of an existing hospital. While the FHA 242/223(f) Program does not require the undertaking of new capital projects, it will permit limited financing of new capital projects, provided they are less than 20 percent of the amount borrowed.

Posted in Industry News, Love Funding News.

Reenders refinances $10 million for assisted living centers

November 14, 2012

Grand Rapids Business JournalA Washington, D.C., lender has refinanced two assisted living centers in West Michigan.

Love Funding recently secured the loans from the U.S. Department of Housing and Urban Development for Railside Assisted Living Center in Byron Center and Sheldon Meadows Living Center in Hudsonville. The two loans are from the HUD LEAN loan program and both totaled $10.4 million.

Reenders Inc., a Grand Haven firm, has principal ownership in both facilities. Bruce Gerhart and Robert Smallwood, in Love’s Cleveland office, worked with Reenders to secure the financing. Gerhart said the firm has been a longtime client of his and Love’s.

In fact, Gerhart said Reenders has turned to Love Funding seven times in the past two years to refinance assisted-living properties and has saved more than $513,000 in annual debt service costs.

Continue reading on

Published November 14, 2012 | By David Czurak

Posted in Industry News, Love Funding News.

2012 Election Guide: 10 Burning Issues

October 22, 2012

Affordable Housing FinanceWhat’s at Stake for the Affordable Housing Industry in the 2012 Election

1. TAX REFORM: Two words that strike fear in the low-income housing tax credit (LIHTC) industry. The LIHTC has been the nation’s most successful affordable housing development tool, spurring the creation of about 2.4 million rental homes since 1987. It has enjoyed strong bipartisan support over the years, but with a big federal deficit and a rancorous Congress, everything is on the table, including the possible elimination or reduction of the LIHTC program. There are no sacred cows.

The elimination of tax expenditures was floated by the co-chairs of the National Commission on Fiscal Responsibility and Reform, better known as the Deficit Commission, two years ago. Their draft plan did not specifically name LIHTCs or bonds, but addressed all tax programs in general. This proposal by Erskine Bowles, chief of staff to President Clinton, and Alan Simpson, former Republican senator from Wyoming, did not go anywhere at the time, but the possibility of the LIHTC getting lumped in with larger tax reform efforts still looms.

During a real estate policy forum at the recent Republican National Convention, Sen. Johnny Isakson (R-Ga.) said he thought the best approach to tax reform would be to put the entire tax code on the table to look at all the enhancements, credits, deductions, and expenditures and see if they are justified.

“I fully understand the value of the low- and moderate income housing tax credit,” he said. “That is a tremendous program that attracted capital to a place capital wasn’t flowing. Good projects were built, and that has a good public purpose. The mortgage interest deduction on the first mortgage on a single-family loan is critical, but we have to make sure that we examine everybody and everything, and the most important thing we can do is simplify our code, raise aspirations and expectations, and get people investing and spending money again.”

Posted in Industry News.

Forecast: Real Estate to ‘Grind It Out’

October 18, 2012

By Conor Dougherty
Wall Street Journal

DENVER – Virtually every leg of the real-estate sector will show some improvement in the coming year, but a still-slow economic recovery marked by tepid job and income growth will continue to weigh on the sector, according to the Urban Land Institute’s 2013 forecast released today at the group’s fall meeting here.

“What drives real estate is jobs. Our global economy has been recovering slowly,” said Stephen Blank, a senior fellow at the Urban Land Institute, a nonprofit concerned with land development issues. “We’re going to grind it out.”

The Urban Land Institute’s Emerging Trends forecast — a survey of some 900 of the group’s 30,000 members — is prepared with PwC and has been released annually for 34 years. The report, which covers a broad swath of the real estate market including the housing, office and industrial sectors, makes predictions about what will happen with real estate in the coming year. Among them:

  • With the supply of commercial real estate tight, vacancies will drift downward in the office, industrial and retail sectors.
  • Demand for rental housing will stay strong despite increased construction of multifamily buildings.
  • The housing market will continue to improve, even in battered markets like Las Vegas and Southern California.

Continue reading on the Wall Street Journal

Posted in Industry News.

Demystifying HUD’s Multifamily Loan Programs

October 17, 2012

Click to view PDF version

Click to view PDF

by Artin Anvar
via Commercial Property Executive

Across the country, the shift to rental housing is in full swing. The Census Bureau reported in April that the U.S. homeownership rate fell to its lowest level since 1997, as a weak economy and the foreclosure crisis prompted more Americans to rent rather than buy their primary residence. Despite the increase in rental demand, commercial developers and existing multifamily property owners still report having difficulty obtaining credit for new construction, acquisitions and refinancing.

It is little wonder, then, that the U.S. Department of Housing and Urban Development is getting involved in more and more of these deals. In fact, in the fiscal year that ended in September 2011, HUD’s multifamily program office issued $13 billion in firm commitments, up from $11.9 billion in fiscal 2010 and $5.9 billion in fiscal 2009. (It is important to note that HUD does not make the loans; it insures loans that are made by its approved lenders against losses.)

And yet, as I travel the country and meet with commercial developers, I continue to hear them express confusion or uncertainty about HUD’s multifamily programs. In most cases, misinformation about HUD’s role in the sector or about its loan insurance programs has convinced developers to stick it out and wait for private creditors to come around rather than apply for a low-rate HUD-insured loan.

In my experience, their hesitation about HUD stems from three common myths about its multifamily loan programs…

Continue reading on Commercial Property Executive

Posted in Industry News, Love Funding News.

Housing to “Return to Normal” in 2014, UCLA’s Anderson School Says

October 2, 2012

Multifamily will drive growth nationwide, as it already is doing in California, the school’s economists predict.
By John Caulfield

Forecasting a 112% increase for housing starts between 2011 and 2014 sounds pretty aggressive. But it’s not really, say David Shulman and Jerry Nickelburg, senior economists with UCLA’s Anderson School of Management, which recently released its latest projections for the economies in the U.S. and California over the next few years.

Shulman estimates that national starts will increase by nearly 25% in 2012 to 763,000, and then grow by more than 70% over the next two years to exceed 1.3 million in 2014, of which more than 400,000 starts will be multifamily.

The economists note, though, that their estimates for 2014 are relatively conservative, given that conventional wisdom has long been that the U.S. needs to build 1.5 million housing units annually to keep pace with population growth and replacements. What Anderson is actually predicting, says Shulman, is movement from “depression level” starts in 2011 (612,000 units) and “recession level” starts this year, to “what’s been the 20-year normal” in 2014.

Posted in Industry News.

Area corridors budding with multifamily growth

September 27, 2012

Experts: development ‘far behind’ demand for rentals in Central Austin

The housing market in Central Austin is seeing an upswing in multifamily and mixed-use multifamily projects as developers respond to a demand for more centrally located units suited for younger tenants and families.

Charles Heimsath of Capital Market Research—a firm that specializes in real estate research, land development economics and market analysis—said the commercial zoning lining the main roads into downtown Austin has allowed for the height necessary to build the projects, and high occupancy rates have encouraged new project development. Commercial zoning allows for building up to 60 feet in height, more than sufficient for a mid-rise apartment building, Heimsath said.

“With that zoning in place already and some positive demographic growth within the area and proximity to downtown, which has higher rental rates, the corridors that are leading in and out of downtown are becoming increasingly desirable for multifamily development,” he said.

Continue reading on the Community Impact

Excerpt from “Area corridors budding with multifamily growth” published on September 27th, 2012 on the Community Impact

Posted in Industry News.

Multifamily risk management in the new capital markets reality

August 24, 2012

Colorado Real estate Journal

by Peter Wessel

Turmoil in the capital markets has brought about significant changes in the way lenders and borrowers view and manage risk in financing multifamily properties. Fortunately, the Federal Housing Administration, which runs a mortgage insurance program for multifamily loans, has not sat idly by. The agency has made a number of changes to its underwriting policies in recent months to reduce the risk of insurance loss and ensure that the mortgage insurance program continues to help multifamily borrowers meet increasing market demand. In addition, borrowers need to view risk through more lenses than in years past in making decisions concerning their secured borrowings.

Posted in Industry News, Love Funding News.

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FAHRO Convention & Trade Show

Senior Director Robert L. Smallwood will be exhibiting at the FAHRO Annual Convention and Trade Show August 12-14 in Orlando, FL. Stop by our booth to learn more about FHA’s affordable housing finance programs and how we can best serve your financing needs.

NH&RA Summer Institute

Senior Director Holly Bray will be attending the NH&RA Summer Institute August 6-9 in Newport, RI. Look for Holly there to discuss your financing needs.

Midwest Buyer/Seller Conference

Love Funding Director Christopher Schilling will be attending the Affordable Housing Association of Indiana’s Midwest Buyer/Seller Conference August 18-19 in Indianapolis, IN. Stop by our booth to discuss your affordable housing finance needs with Chris.